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	<title>#UPIFraud Archives - Akancha Srivastava Foundation</title>
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		<title>Screen Sharing App Scams Target Senior Citizens!</title>
		<link>https://akanchasrivastava.org/screen-sharing-app-scams-target-senior-citizens/</link>
		
		<dc:creator><![CDATA[Akancha Srivastava]]></dc:creator>
		<pubDate>Wed, 13 May 2026 06:21:39 +0000</pubDate>
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		<guid isPermaLink="false">https://akanchasrivastava.org/?p=4121</guid>

					<description><![CDATA[<p>Beware screen sharing apps! &#160; Screen sharing app scams are aggressively targeting senior citizens across India. These frauds are designed to look like legitimate customer support interactions and are responsible for some of the fastest and most devastating financial losses among elderly victims. The scam usually begins when a senior citizen searches for customer care [...]</p>
<p>The post <a href="https://akanchasrivastava.org/screen-sharing-app-scams-target-senior-citizens/">Screen Sharing App Scams Target Senior Citizens!</a> appeared first on <a href="https://akanchasrivastava.org">Akancha Srivastava Foundation</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>Beware screen sharing apps!</p>
<p><span id="more-4121"></span></p>
<p><iframe  id="_ytid_48395"  width="770" height="433"  data-origwidth="770" data-origheight="433"  data-relstop="1" src="https://www.youtube.com/embed/-kk49wM-bUw?enablejsapi=1&#038;autoplay=0&#038;cc_load_policy=0&#038;cc_lang_pref=&#038;iv_load_policy=1&#038;loop=0&#038;rel=0&#038;fs=1&#038;playsinline=0&#038;autohide=2&#038;theme=dark&#038;color=red&#038;controls=1&#038;disablekb=0&#038;" class="__youtube_prefs__  epyt-is-override  no-lazyload" title="YouTube player"  allow="fullscreen; accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen data-no-lazy="1" data-skipgform_ajax_framebjll=""></iframe></p>
<p>&nbsp;</p>
<p>Screen sharing app scams are aggressively targeting senior citizens across India. These frauds are designed to look like <strong>legitimate customer support interactions</strong> and are responsible for some of the fastest and most devastating financial losses among elderly victims.</p>
<p>The scam usually begins when a senior citizen searches for customer care related to <strong>banking, UPI, pensions, gas connections, electricity bills, telecom services, or medical insurance</strong>. In many cases, the victim finds a fake helpline number on Google Search or Google Maps and calls it believing it to be official.</p>
<p>The person on the call introduces themselves as customer support and claims there is an urgent issue with the account. The problem is described in a way that creates fear, confusion, and dependency. The victim is then instructed to install a screen sharing or remote access application such as AnyDesk, TeamViewer, or similar tools under the pretext of resolving the issue.</p>
<p>Once screen sharing is enabled, the criminal can see everything on the phone in real time. <strong>This includes bank apps, UPI apps, OTP messages, SMS alerts, and passwords being typed.</strong> The victim is often told to keep the app open and not touch the phone while the issue is being fixed.</p>
<p>During this time, the fraudster initiates <strong>UPI collect requests, fund transfers, or account changes</strong>. The victim unknowingly approves transactions or reveals sensitive information. Money is drained within minutes. In many cases, fixed deposits are broken, savings accounts emptied, and pension funds wiped out.</p>
<p>This scam is particularly effective against senior citizens because it exploits three factors simultaneously. Limited familiarity with app permissions, deep trust in authority figures, and panic when financial or service access is threatened.</p>
<p>Criminals often stay on the call while the fraud is happening, reassuring the victim that everything is under control. By the time the call ends, the money is gone and the number becomes unreachable.</p>
<p>Common services misused in these scams include<br />
Bank and credit card customer care<br />
UPI and digital wallet support<br />
Gas cylinder and electricity complaint lines<br />
Telecom and SIM related services<br />
Medical insurance and pension services</p>
<p>No legitimate bank, government department, or company ever asks a customer to install a screen sharing app. No customer care executive needs visual access to your phone to resolve an issue. Any such request is a fraud.</p>
<p><strong>What senior citizens and families must do to prevent this scam</strong> :</p>
<p>Never install screen sharing or remote access apps on instruction from a caller.<br />
Never search customer care numbers on Google during a crisis. Use numbers printed on bank cards, official apps, bills, or verified websites.<br />
Never share OTPs, PINs, or passwords with anyone claiming to be support.<br />
If a caller creates urgency or fear, disconnect immediately.<br />
If a screen sharing app has already been installed, turn off mobile data and Wi-Fi immediately, uninstall the app, and change all banking and email passwords.<br />
Inform the bank at once and block digital transactions if needed.<br />
Families must proactively warn elderly members that screen sharing equals full phone access.</p>
<p>If a screen sharing app has already been installed, disconnect the internet immediately, uninstall the app, change all banking and email passwords, and inform the bank without delay. File a complaint on the National Cyber Crime Reporting Portal as quickly as possible.</p>
<p><a href="https://cybercrime.gov.in/">https://cybercrime.gov.in</a></p>
<p>📢 Spread awareness—SHARE this video to protect others too.<br />
🔹 Follow for more expert cyber safety insights from the Akancha Srivastava Foundation. Together, we build a safer online world!</p>
<p>🔔<strong>Subscribe for more cyber safety insights!</strong><br />
👍 <strong>Like, share &amp; comment to spread awareness!</strong></p>
<p><strong>Stay Aware, Stay Safe. </strong></p>
<p><strong>Jai Hind, Jai Bharat.</strong></p>
<p>&nbsp;</p>
<p><strong>CONTACT US:</strong></p>
<p>Website: <a href="http://www.AkanchaSrivastava.Org">www.AkanchaSrivastava.Org</a></p>
<p>Email: <a href="mailto:TeamAkancha@gmail.com">TeamAkancha@gmail.com</a></p>
<p>Twitter: @AkanchaS</p>
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<p>&nbsp;</p>
<p>&nbsp;</p>
<p><strong>ABOUT ‘AKANCHA SRIVASTAVA FOUNDATION’</strong></p>
<p>The Akancha Srivastava Foundation is India’s leading social impact initiative dedicated to advancing <strong>cyber safety awareness and education</strong>. Established in February 2017, this not-for-profit Section 8 organization is a trusted voice in promoting safe online practices across the nation.</p>
<p><strong>Distinguished Board of Advisors</strong><br />
Guided by an honorary advisory board of esteemed leaders:</p>
<ul>
<li><strong>Former Special DGP RK Vij</strong> (Chhattisgarh Police)</li>
<li><strong>ADG Navniet Sekera</strong> (Uttar Pradesh Police)</li>
<li><strong>ADG Krishna Prakash</strong> (Maharashtra Police)</li>
<li><strong>Dr. Poonam Verma</strong> (Principal, SSCBS, Delhi University)</li>
</ul>
<p><strong>Our Mission</strong></p>
<p>The Foundation is committed to <strong>educating, empowering, and building bridges</strong> between the public and authorities on critical cyber safety issues. Additionally, we specialize in <strong>forensics training for law enforcement</strong>, equipping them with the skills needed to tackle cybercrime effectively.</p>
<p>The post <a href="https://akanchasrivastava.org/screen-sharing-app-scams-target-senior-citizens/">Screen Sharing App Scams Target Senior Citizens!</a> appeared first on <a href="https://akanchasrivastava.org">Akancha Srivastava Foundation</a>.</p>
]]></content:encoded>
					
		
		
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		<item>
		<title>Don’t Scan That QR Code!</title>
		<link>https://akanchasrivastava.org/dont-scan-that-qr-code/</link>
		
		<dc:creator><![CDATA[Akancha Srivastava]]></dc:creator>
		<pubDate>Mon, 04 May 2026 09:23:03 +0000</pubDate>
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		<guid isPermaLink="false">https://akanchasrivastava.org/?p=4118</guid>

					<description><![CDATA[<p>Stop before you scan that QR Code! &#160; QR codes have become deeply embedded in India’s digital payment ecosystem. From roadside vendors and parking lots to restaurants, malls, and donation counters, QR-based payments are now routine. This widespread familiarity has created blind trust. Cybercriminals are exploiting this trust at scale. QR code frauds are no [...]</p>
<p>The post <a href="https://akanchasrivastava.org/dont-scan-that-qr-code/">Don’t Scan That QR Code!</a> appeared first on <a href="https://akanchasrivastava.org">Akancha Srivastava Foundation</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>Stop before you scan that QR Code!<span id="more-4118"></span></p>
<p><iframe  id="_ytid_74709"  width="770" height="433"  data-origwidth="770" data-origheight="433"  data-relstop="1" src="https://www.youtube.com/embed/AFDK-wRY3eU?enablejsapi=1&#038;autoplay=0&#038;cc_load_policy=0&#038;cc_lang_pref=&#038;iv_load_policy=1&#038;loop=0&#038;rel=0&#038;fs=1&#038;playsinline=0&#038;autohide=2&#038;theme=dark&#038;color=red&#038;controls=1&#038;disablekb=0&#038;" class="__youtube_prefs__  epyt-is-override  no-lazyload" title="YouTube player"  allow="fullscreen; accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen data-no-lazy="1" data-skipgform_ajax_framebjll=""></iframe></p>
<p>&nbsp;</p>
<p>QR codes have become deeply embedded in India’s digital payment ecosystem. From roadside vendors and parking lots to restaurants, malls, and donation counters, QR-based payments are now routine. This widespread familiarity has created blind trust. Cybercriminals are exploiting this trust at scale.</p>
<p>QR code frauds are no longer isolated incidents. They are <strong>organised, repeatable scams</strong> designed to cause instant financial loss, <strong>often within seconds</strong>, before the victim realises what has happened.</p>
<p>This video breaks down how QR-based scams actually operate on the ground, the locations most commonly targeted, and the precise reason victims lose money so quickly.</p>
<p><strong>HOW QR CODE FRAUDS ARE EXECUTED</strong></p>
<p>Fraudsters identify <strong>high-footfall public locations</strong> where QR codes are frequently used. They place fake QR stickers over legitimate ones or nearby in a way that appears authentic. These fake QR codes are visually indistinguishable to the average user.</p>
<p>When a victim scans the QR code, believing they are about to make a payment, one of two things happens. Either a UPI collect request is triggered, which the victim unknowingly approves, or the QR redirects the user into a manipulated payment flow designed to extract money.</p>
<p>In crowded environments such as parking areas or busy shops, people act quickly and mechanically. They do not check whether the transaction says “Pay” or “Collect.” This single moment of inattention results in immediate debit from the bank account.</p>
<p><strong>WHY VICTIMS LOSE MONEY IN SECONDS</strong></p>
<p>UPI transactions are real-time and irreversible once authorised. The scam relies on speed, pressure, and familiarity. Victims assume scanning equals paying. Fraudsters rely on this assumption.</p>
<p>There is no technical hacking involved. The loss occurs due to deception and misplaced trust, which makes these scams extremely effective and difficult to detect in the moment.</p>
<p>These frauds continue to rise because QR codes are trusted visually, rarely questioned, and widely used without verification.</p>
<p><strong>LOCATIONS MOST COMMONLY TARGETED</strong><br />
Parking areas<br />
Street vendors<br />
Restaurants and cafés<br />
Donation boxes and public counters</p>
<p><strong>CRITICAL PREVENTION POINTS</strong><br />
Never scan QR codes in unsupervised public areas.<br />
Always check whether you are paying or receiving.<br />
Do not approve unknown collect requests.<br />
Report suspicious QR codes immediately.</p>
<p>Never scan a QR code that is pasted, damaged, or loosely placed.<br />
Never scan QR codes at unattended counters or public donation points.<br />
Always read the screen before approving. It must say “Pay,” not “Collect.”<br />
If money is being received, no QR scan is required.<br />
Do not rush because someone is waiting. Scammers depend on hurry.<br />
When in doubt, ask the vendor to show the QR inside their payment app.<br />
Treat every public QR code as untrusted until verified.</p>
<p>If money has already been debited, report immediately on<br />
<a href="https://cybercrime.gov.in/">https://cybercrime.gov.in</a></p>
<p>Delay reduces recovery chances.</p>
<p>This scam works because people stop thinking when payment feels routine. That habit needs to change.</p>
<p><strong>WHY PEOPLE FALL VICTIM</strong><br />
Visual trust in QR codes<br />
Time pressure<br />
Lack of transaction verification</p>
<p>📢 Spread awareness—SHARE this video to protect others from cybercrime.<br />
🔹 Follow for expert cyber safety insights from the Akancha Srivastava Foundation. Together, we build a safer online world.</p>
<p>🔔<strong>Subscribe for more cyber safety insights!</strong><br />
👍 <strong>Like, share &amp; comment to spread awareness!</strong></p>
<p><strong>Stay Aware, Stay Safe. </strong></p>
<p><strong>Jai Hind, Jai Bharat.</strong></p>
<p>&nbsp;</p>
<p><strong>CONTACT US:</strong></p>
<p>Website: <a href="http://www.AkanchaSrivastava.Org">www.AkanchaSrivastava.Org</a></p>
<p>Email: <a href="mailto:TeamAkancha@gmail.com">TeamAkancha@gmail.com</a></p>
<p>Twitter: @AkanchaS</p>
<p><a href="https://twitter.com/AkanchaS">https://twitter.com/AkanchaS</a></p>
<p>Instagram: @akanchas</p>
<p><a href="https://www.instagram.com/akanchas/">https://www.instagram.com/akanchas/</a></p>
<p>Facebook:</p>
<p><a href="https://www.facebook.com/akanchasrivastava1">https://www.facebook.com/akanchasrivastava1</a></p>
<p>LinkedIn:</p>
<p><a href="https://www.linkedin.com/in/akanchasrivastava/">https://www.linkedin.com/in/akanchasrivastava/</a></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p><strong>ABOUT ‘AKANCHA SRIVASTAVA FOUNDATION’</strong></p>
<p>The Akancha Srivastava Foundation is India’s leading social impact initiative dedicated to advancing <strong>cyber safety awareness and education</strong>. Established in February 2017, this not-for-profit Section 8 organization is a trusted voice in promoting safe online practices across the nation.</p>
<p><strong>Distinguished Board of Advisors</strong><br />
Guided by an honorary advisory board of esteemed leaders:</p>
<ul>
<li><strong>Former Special DGP RK Vij</strong> (Chhattisgarh Police)</li>
<li><strong>ADG Navniet Sekera</strong> (Uttar Pradesh Police)</li>
<li><strong>ADG Krishna Prakash</strong> (Maharashtra Police)</li>
<li><strong>Dr. Poonam Verma</strong> (Principal, SSCBS, Delhi University)</li>
</ul>
<p><strong>Our Mission</strong></p>
<p>The Foundation is committed to <strong>educating, empowering, and building bridges</strong> between the public and authorities on critical cyber safety issues. Additionally, we specialize in <strong>forensics training for law enforcement</strong>, equipping them with the skills needed to tackle cybercrime effectively.</p>
<p>The post <a href="https://akanchasrivastava.org/dont-scan-that-qr-code/">Don’t Scan That QR Code!</a> appeared first on <a href="https://akanchasrivastava.org">Akancha Srivastava Foundation</a>.</p>
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		<title>Your Bank Account Is Not Frozen!</title>
		<link>https://akanchasrivastava.org/your-bank-account-is-not-frozen/</link>
		
		<dc:creator><![CDATA[Akancha Srivastava]]></dc:creator>
		<pubDate>Mon, 06 Apr 2026 08:12:53 +0000</pubDate>
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		<guid isPermaLink="false">https://akanchasrivastava.org/?p=4106</guid>

					<description><![CDATA[<p>Wait, before you click that bank free notice link! &#160; Fake bank account freeze alert scams are engineered to trigger panic and immediate financial loss. These scams are spreading rapidly across India and are designed to make victims act before thinking. Victims receive SMS messages, WhatsApp alerts, emails, or automated calls claiming their bank account [...]</p>
<p>The post <a href="https://akanchasrivastava.org/your-bank-account-is-not-frozen/">Your Bank Account Is Not Frozen!</a> appeared first on <a href="https://akanchasrivastava.org">Akancha Srivastava Foundation</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>Wait, before you click that bank free notice link!<span id="more-4106"></span></p>
<p><iframe  id="_ytid_46763"  width="770" height="433"  data-origwidth="770" data-origheight="433"  data-relstop="1" src="https://www.youtube.com/embed/JgXp7G4xEO8?enablejsapi=1&#038;autoplay=0&#038;cc_load_policy=0&#038;cc_lang_pref=&#038;iv_load_policy=1&#038;loop=0&#038;rel=0&#038;fs=1&#038;playsinline=0&#038;autohide=2&#038;theme=dark&#038;color=red&#038;controls=1&#038;disablekb=0&#038;" class="__youtube_prefs__  epyt-is-override  no-lazyload" title="YouTube player"  allow="fullscreen; accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen data-no-lazy="1" data-skipgform_ajax_framebjll=""></iframe></p>
<p>&nbsp;</p>
<p>Fake bank account freeze alert scams are engineered to trigger panic and immediate financial loss. These scams are spreading rapidly across India and are designed to make victims act before thinking.</p>
<p>Victims receive SMS messages, WhatsApp alerts, emails, or automated calls claiming their bank account has been frozen or will be blocked within minutes due to <strong>KYC failure, suspicious activity, or regulatory compliance issues. The message is deliberately short, urgent, and threatening.</strong></p>
<p>The alert instructs the victim to click a link, call a number, or complete verification immediately to avoid account suspension. This is where the fraud begins.</p>
<p>When the victim responds, the scammer impersonates a bank official or automated verification system. The victim is guided to share OTPs, card details, or approve UPI collect requests under the excuse of restoring account access. In some cases, victims are redirected to fake banking pages that look identical to real bank portals.</p>
<p>Money is transferred out instantly. Accounts are sometimes drained in multiple transactions within minutes. Victims often realise the fraud only when the scammer disconnects and the number becomes unreachable.</p>
<p>This scam works because it attacks a core fear. Loss of access to money. Criminals rely on urgency, authority, and confusion. Victims are told that delay will lead to permanent blocking, penalties, or legal action.</p>
<p>Common triggers used in these scams include<br />
KYC not updated warnings<br />
Suspicious transaction alerts<br />
Regulatory compliance notices<br />
Account freeze under RBI guidelines claims</p>
<p>None of these alerts are sent via random links or WhatsApp messages. Banks do not ask for OTPs, PINs, or payments to unblock accounts. RBI does not issue individual account freeze messages.</p>
<p><strong>What people must do to protect themselves is clear and immediate.</strong></p>
<p>Never click links or call numbers received in account freeze or KYC messages.<br />
Never share OTPs, PINs, card details, or approve UPI requests to “restore” access.<br />
Always check account status only through the bank’s official app or by visiting the branch directly.<br />
Type the bank’s website manually instead of using links from messages.<br />
If an alert creates urgency or threatens immediate action, assume it is fraud and disengage.<br />
Save your bank’s official helpline number in advance and use only that number.<br />
Inform family members, especially senior citizens, that no bank unblocks accounts over calls or messages.</p>
<p>&nbsp;</p>
<p>If you receive such an alert, do not click, do not call back, and do not share any details. Check your account only through your bank’s official app or branch. If money has already been transferred, report immediately on the National Cyber Crime Reporting Portal.</p>
<p><a href="https://cybercrime.gov.in/">https://cybercrime.gov.in</a></p>
<p>📢 Spread awareness—SHARE this video to protect others too.<br />
🔹 Follow for more expert cyber safety insights from the Akancha Srivastava Foundation. Together, we build a safer online world!</p>
<p>🔔<strong>Subscribe for more cyber safety insights!</strong><br />
👍 <strong>Like, share &amp; comment to spread awareness!</strong></p>
<p><strong>Stay Aware, Stay Safe. </strong></p>
<p><strong>Jai Hind, Jai Bharat.</strong></p>
<p>&nbsp;</p>
<p><strong>CONTACT US:</strong></p>
<p>Website: <a href="http://www.AkanchaSrivastava.Org">www.AkanchaSrivastava.Org</a></p>
<p>Email: <a href="mailto:TeamAkancha@gmail.com">TeamAkancha@gmail.com</a></p>
<p>Twitter: @AkanchaS</p>
<p><a href="https://twitter.com/AkanchaS">https://twitter.com/AkanchaS</a></p>
<p>Instagram: @akanchas</p>
<p><a href="https://www.instagram.com/akanchas/">https://www.instagram.com/akanchas/</a></p>
<p>Facebook:</p>
<p><a href="https://www.facebook.com/akanchasrivastava1">https://www.facebook.com/akanchasrivastava1</a></p>
<p>LinkedIn:</p>
<p><a href="https://www.linkedin.com/in/akanchasrivastava/">https://www.linkedin.com/in/akanchasrivastava/</a></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p><strong>ABOUT ‘AKANCHA SRIVASTAVA FOUNDATION’</strong></p>
<p>The Akancha Srivastava Foundation is India’s leading social impact initiative dedicated to advancing <strong>cyber safety awareness and education</strong>. Established in February 2017, this not-for-profit Section 8 organization is a trusted voice in promoting safe online practices across the nation.</p>
<p><strong>Distinguished Board of Advisors</strong><br />
Guided by an honorary advisory board of esteemed leaders:</p>
<ul>
<li><strong>Former Special DGP RK Vij</strong> (Chhattisgarh Police)</li>
<li><strong>ADG Navniet Sekera</strong> (Uttar Pradesh Police)</li>
<li><strong>ADG Krishna Prakash</strong> (Maharashtra Police)</li>
<li><strong>Dr. Poonam Verma</strong> (Principal, SSCBS, Delhi University)</li>
</ul>
<p><strong>Our Mission</strong></p>
<p>The Foundation is committed to <strong>educating, empowering, and building bridges</strong> between the public and authorities on critical cyber safety issues. Additionally, we specialize in <strong>forensics training for law enforcement</strong>, equipping them with the skills needed to tackle cybercrime effectively.</p>
<p>The post <a href="https://akanchasrivastava.org/your-bank-account-is-not-frozen/">Your Bank Account Is Not Frozen!</a> appeared first on <a href="https://akanchasrivastava.org">Akancha Srivastava Foundation</a>.</p>
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